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FINANCIAL  SERVICES 
Programs: AS-5060 & AAS-5060
    

PROGRAM REQUIREMENTS 
GEB 1011 Introduction to Business 
ACG 2001 Principles of Financial Accounting I 
BUL 2241 Business Law
FIN 2000 Principles of Finance
ECO 2013 Principles of Macroeconomics 
ECO 2023 Principles of Microeconomics
ACG 2011 Principles of Financial Accounting II 
INP 1390 Human Relations in Business and Industry
BAN 1004 Principles of Banking
BAN 2231 Commercial Lending
BAN 2240  Consumer Lending 
PROGRAM REQUIREMENTS OPTION A 
CGS 1061C
CGS 1100
Introduction to Computers and Information Systems or Business Applications on Microcomputers
PROGRAM REQUIREMENTS OPTION B 
ENC 2210 
OST 1335
Introduction to Technical and Professional Writing  or Business Communications
PROGRAM OPTIONS
MAR 2011 Principles of Marketing 
MKA 2021 Principles of Selling
MAN 2021 Principles of Management 
ACG 2450 Microcomputer Accounting 
TOTAL PROGRAM HOURS - 60 
ACG 2001 Principles of Financial Accounting I
3 hrs., 3 credits.
Students will study basic accounting principles relating to the accounting cycle. The course will focus on journals, ledgers, and basic financial statements. Topics include cash, receivables, inventories, plant and intangible assets.

ACG 2011 Principles of Financial Accounting II
3 hrs., 3 credits. Prerequisite: ACG 2001
Students will study accounting principles and concepts related to generally accepted accounting principles, partnerships, corporations, consolidated financial statements, cash flows, and financial statement interpretation.

ACG 2450 Microcomputer Accounting
3 hrs., 3 credits. Prerequisite: ACG 2001
Students will learn how to process the general ledger, accounts payable and receivable, depreciation, inventories, payrolls, and financial statements and reports on a microcomputer.

BAN 1004 Principles of Banking
3 hrs., 3 credits.
A comprehensive introduction to the diversified services and operations of the banking industry, including the history and evolution of banking.

BAN 2231 Commercial Lending
3 hrs., 3 credits.
Focuses on the organization of commercial lending and its contribution to the bank's profitability. Follows the lending process from the initial loan request through collection.

BAN 2240 Consumer Lending
3 hrs., 3 credits.
Designed to give students a better understanding of consumer credit operations. Provides a thorough study of credit risk evaluation, setting policy, handling the loan from the application through documentation and closing, servicing and collection, compliance methods, portfolio management and marketing.

BUL 2241 Business Law
3 hrs., 3 credits.
This is an introductory course that enables students to examine and better understand the legal framework that surrounds our everyday personal and business activities. The course includes a survey of the federal and state court systems, with emphasis on the Uniform Commercial Code and other law affecting: (l) contracts, (2) agency and
employer/employee relationship, (3) real property, and
(4) personal property and bailments.

CGS 1061C Introduction to Computers and Information Systems
3 hrs., 3 credits.
Students will learn the basic terminology associated with computers with a special emphasis on the micro. They will also become familiar with word processing, spreadsheets, Powerpoint, and the Windows environment. Hands-on labs will be used to reinforce class work. For this class, the laboratory time required averages 3 hours per week.

CGS 1100 Business Applications on Microcomputers
3 hrs., 3 credits. Prerequisite or with instructor's permission
Students will learn how microcomputers can be used as tools in the solution of business-related problems. Specifically, Microsoft Office Suite (in a non-secretarial environment) will be taught. This will give the student the capability of using these techniques in the study of other courses in computer information systems as well as in other programs. For this course, the laboratory time required averages 3 hours per week. Hands-on labs will be used to reinforce class work.

ECO 2013 Principles of Macroeconomics
3 hrs., 3 credits.
An introduction to the theory of national income determination with discussion of monetary and fiscal policies. Basic macroeconomic issues are examined based on current economic information and theory. Topics include supply and demand, product market, including international trade and payments, money and labor markets, aggregate supply and demand, and business cycles. Gordon Rule word requirement: 2,000

ECO 2023 Principles of Microeconomics
3 hrs., 3 credits.
An introduction to the behavior of households and firms. The role of government, and current economic problems and theories are examined. Topics include consumer behavior, supply, demand, production, costs, competitive and monopolistic product markets and factor markets. Gordon Rule word requirement: 2,000

ENC 2210 Introduction to Technical and Professional Writing
3 hrs., 3 credits. Prerequisite: ENC 1101
Students preparing for careers in business, industry, or government receive instruction in the specialized skills of technical and professional writing. Through familiarity with long and short reports, graphic illustrations, and directions and instructions, students develop criteria for judging and producing technical and professional writing. Controlled group work, oral presentations, and practice in resume writing and interviewing can build confidence as students acquire the skills needed to make them competitive as promotable employees.

FIN 2000 Principles of Finance
3 hrs., 3 credits.
An introduction to the techniques and policies used to manage funds in business organizations. Topics include short-term financing, long-term financing, capital budgeting, capital structure, and financial statement analysis.

GEB 1011 Introduction to Business
3 hrs., 3 credits.
This course examines the role and function of business enterprise within our economic framework. Includes study of the interrelationships of management, marketing, production, and finance. Designed to help students select their field of business specialization and provide a foundation for advanced courses in business.

INP 1390 Human Relations in Business and Industry
3 hrs., 3 credits.
Students study human relations problems as they apply to business and industry. They study how human behavior relates to activities with supervisors, peers, and subordinates. Students do role playing, study cases, and do outside reading for oral and written reports.

MAN 2021 Principles of Management
3 hrs., 3 credits.
This course is a survey of the principles of management as a creative profession. Focus is placed upon aspects of management which underlie the solutions to problems in planning, organization, staffing, leading directing, and controlling. The characteristics and needs for sound management philosophy are identified in the course.

MAR 2011 Principles of Marketing
3 hrs., 3 credits.
A study of the functions, institutions and methods of marketing goods and services. Relates marketing to the total economic structure and emphasizes the importance of the consumer as the center of focus. This course constitutes a broad overview of the research, planning, development, organization and implementation of marketing functions associated with meeting the needs of manufacturers, wholesalers, retailers, industrial and governmental entities and final consumers.

MKA 2021 Principles of Selling
3 hrs., 3 credits.
Students will investigate the principles and problems inherent in personal selling which include: prospecting, pre-approach, approach, demonstration, handling objections, and closing and follow-up skills. Students learn proper attitudes and personal characteristics needed for dealing successfully with the public on a business, personal, and professional basis.

OST 1335 Business Communications
3 hrs., 3 credits. Prerequisite: ENC 1101
Students will learn business writing styles using business terminology, punctuation, abbreviations, and number usage. Proofreading, editing, and listening skills will be developed, as well as efficient use of library business reference sources. Students will write a variety of business letters, memos, reports, letters of applications and resumes and will participate in mock job interviews.

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