SUMMARY OF EMPLOYEE BENEFITS
Welcome to Polk Community College! At PCC, the administration realizes that our success in providing higher education services to the citizens of Polk County and the state of Florida is based upon hiring and retaining the best employees possible. One aspect of the College’s commitment to hiring the best employees and retaining them is our comprehensive benefit program. The information contained here is a basic summary of benefits offered by PCC to its employees. We also encourage you to visit the Human Resources website at www.polk.edu for additional information.
Full-time Employees, other than faculty*, earn one (1) day per month for the first five years of employment. After five years, they earn 1¼ days per month (15 days per year). After ten years, they earn 1½ days per month (18 days per year). Employees can take earned vacation after six months of employment. A maximum of 44 days earned vacation may be accrued as of December 31 of each year. (*Faculty do not earn vacation due to the fact they are paid by the number of days worked.)
Refer to PCC Procedure 6038)
Paid holidays and paid non-duty days for all 12-month full-time personnel. (For faculty, paid holidays are non-contractual days and therefore, are not included in their paid days.) Refer to the official College Calendar.
Martin Luther King Day Spring Break (5 days)
Memorial Day Independence Day (If Mon-Fri)
Labor Day Thanksgiving Holidays (3 days)
Christmas Eve through New Years Day
For the number of days in the current year refer to the official College Calendar.
Full-time employees including faculty earn one (1) day per month. Sick leave may be used as soon as it is earned. Unused leave is allowed to accumulate from year to year.
Employees may take up to four (4) days (32 hours) off per year for personal reasons during each fiscal year. These days are subtracted from the accumulated sick leave balance.
Full time employees who have worked at the College for one year and have at least six days of accrued sick leave may join the sick leave pool. Membership in the pool can provide up to 65 days of extra sick leave to participants that run out of other types of paid leave while they are unable to work due to serious medical problems.
For full-time regular employees, coverage is provided at no cost to the employee. Employees are eligible for coverage on the first of the month following completion of a 30-day waiting period. Once eligible, a qualifying disability of longer than 90 days duration is paid at 66 2/3 % of base salary until recovery or age 65. This plan also provides coverage for rehabilitation costs, if necessary.
Contributions are made by the College, at no cost to the employee. Employees are vested in the traditional pension plan after six (6) years of service. Vesting in the investment plan occurs after one year’s service.
Effective July 1, 2006: |
|
| Florida Retirement System – traditional pension plan | 9.85% of salary |
| Florida Retirement System – investment plan | 9.85% of salary contributed
to account |
| Optional Retirement Program (CCORP) † | 10.43% of salary contributed to
account |
(† special eligibility requirements must be met) |
Employees may elect to participate in the College’s voluntary 403(b) program. Before tax payroll deductions are available for retirement investments in the following companies’ offerings.
VALIC Fidelity
SISCOR Life Insurance Company of the Southwest
Northern Life TIAA-CREF
The College does not provide matching funds for 403(b) accounts:
Retiring/Terminating employees who give proper notice will be paid for up to 30 days of their accrued vacation time.
Full-time Faculty, Career, Professional and Technical Employees who begin employment with Polk Community College on or after August 1, 2004 will receive a payout on their sick leave balance after at least six years of full-time service upon their retirement from PCC, or death, based on the following: During the first 9 years of service, the daily rate of pay multiplied by 40 percent times the number of days of accumulated sick leave. During and after the 10th year of service, the daily rate of pay multiplied by 50 percent times the number of days of accumulated sick leave. The maximum payout for terminal sick leave is the equivalent of 100 days pay for career employees and 60 days pay for instructional technical and professional employees. Administrative personnel are eligible for payment of unused sick leave but have additional regulations that apply.
The College provides term life insurance coverage at no cost to the employee equal to the employee’s annual salary + $5,000. Employees also have the option of purchasing up to three times the face amount of the policy the College purchases as Voluntary Supplemental Life insurance during the first 30 days of employment.
Employee and Dependent(s) (IRS Qualified) tuition fee waivers are available for credit courses offered by
SPD funds are available for conferences, workshops, formal college level courses, etc. for development in the employee's area of responsibility. Employee requests for SPD funds are evaluated individually.
The College provides an insurance program to cover the medical expenses of an employee's job-related illness or injuries. This insurance also protects against lost wages while the employee is off work due to a covered illness or injury. As defined by state law such an illness or injury is
The College pays, on the employee’s behalf a matching amount equal to the employee’s Social
*This threshold changes annually.
Offered through
Group's Dental Benefits effective date: April 1, 2007 |
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| Group Name: FCCRMC/ Polk Community College | ||||
| Benefit Plan Year: Calendar Year (Jan1 - Dec 31) | Participating Dentist | Non- Participating Dentist | ||
| Deductible (For Basic and Major Services
only) Per Person Per Plan Year |
$50 | $50 | ||
| Per Family Per Plan Year | $100 | $100 | ||
| In-network deductible credits apply to out-of-network deductible and out-of-network deductible credits apply to in-network deductible. | ||||
| FCCRMC | You Pay* | FCCRMC | You Pay** | |
| Pays* | Pays* | |||
| Preventative† | 100% | 0% | 100% | 0% |
| Oral Evaluation (Exams) Bitewing X-Rays Prophylaxis (Cleanings)-Adult/Child Fluoride Treatment - Child |
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| Basic† | 80% | 20% | 80% | 20% |
| X-Rays-Intraoral/Complete Series/Panoramic Sealants Amalgam Restorations (Silver Fillings) Resin-Based Restorations-Anterior and Posterior Root Canal Therapy Periodontal Treatment Extractions -Routine and Surgical |
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| Major† | 50% | 50% | 50% | 50% |
| Crowns-Single Restorations Osseous Surgery Complete Dentures Partial Dentures Fixed Partial Dentures (Bridges) |
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| Benefit Waiting Period |
None | |||
| Orthodontia Services | N/A | |||
| Orthodontia Lifetime Maximum | $N/A | |||
| FCCRMC Pays | N/A% | |||
| Benefit Waiting Period |
N/A | |||
| Plan Year Maximum Benefit Per Person | $1,000 | |||
The information provided above is a summary of benefits for the Florida Community College Risk Management Consortium dental plan in which Polk Community College is a participant. It is intended to highlight key points of the dental plan and is provided to the employee as an aid in deciding whether to enroll in the plan. This summary should in no way be construed as part of the contract. Possession of this summary in no way implies coverage nor does it guarantee benefits under the plan. †Some limitations may
apply Note: Non-participating Dentists may charge fees in
excess of our Fee Schedule and may bill you the difference. |
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Many College activities are free to the employee, such as ball games, movies, plays, etc. Books, pictures, and sculptures are available for checkout in the library. Your PCC identification card will need to be shown.
Discount cards are available for area tourist/entertainment attractions. Additionally, college staff members are eligible for discounts on the purchase of goods or services from a number of area businesses. Cell phones, food, rental cars, Home and Auto Insurance are examples. The HR department can provide details of discounts.
Employees may join Mid-Florida Federal Credit Union and enjoy financial services and loans at excellent rates.
Available for use with most banks. Any changes must be received in Human Resources prior to the 5th of the month.
HEALTH INSURANCE
Offered through
Plans administered
PLAN A - BLUEOPTIONS (PPO) |
PLAN B - BLUECARE (HMO) |
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| This option allows you to choose your health care provider with an increased benefit level for PPO network providers. |
This option is an HMO benefit which includes preventive health care. Members must utilize the HMO provider network and care must be provided or arranged by a Primary Care Physician (PCP) selected from our provider network by you. |
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| Pre-Existing Condition limit will apply unless there is 12 months of prior creditable coverage with no more than a 63-day break in coverage |
Pre-Existing Condition limit does not apply | ||||
| Lifetime Maximum Per Insured | $5,000,000 | Lifetime Maximum | Unlimited | ||
| Deductible: Per Insured | $300 | Deductible: | None | ||
| Family Aggregate for Deductible |
$900 | 100% of Claim Paid After Co-pay | |||
| Out of Pocket Maximum Per Calendar Year: (Includes CYD, Coins, Copays) | Out of Pocket Maximum Per Calendar Year: | ||||
| Per Insured | $2,000 | Per Insured | $1,500 | ||
| Family of 2 | $4,000 | Family | $3,000 | ||
| Family Aggregate of 3 or more |
$6,000 | ||||
| Inpatient Hospital Facility Charges (per Admit) |
(CYD and Coins do not apply ) |
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In-Network |
Option 1-$400 Option 2-$800 Option 3-$1,200 |
$250 | |||
Out-of-Network |
$400 | Not Covered | |||
| Outpatient Hospital Facility Charges (per Visit) |
(CYD and Coins do not apply ) |
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In-Network |
Option 1-$100 (Out-of -State Applies) Option 2-$200 Option 3-$300 |
$100 Copayment | |||
Out-of-Network |
$300 | Not Covered | |||
| Emergency Room Facility Charges (per Visit) |
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In-Network |
$100 + Coins | $50 Copayment | |||
Out-of-Network |
$100 + Coins | $50 Copayment | |||
| Physician Office Visit: | Physician Office Visit: | ||||
| PPO Co-pay (not subject to deductible) | $15 | PCP Provider Co-pay | $15 | ||
| PPO Specialist Co-pay (not subject to deductible) |
$25 | PCP Office Surgery Co-pay | $15 | ||
| Non-PPO (subject to deductible) | 70% coinsurance | Specialist Co-pay (with referral from PCP) | $25 | ||
| Providers: (hospitals, emergency rooms, etc) |
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| PPO Providers | 80% PPO Schedule | Hospital Admission Co-pay | $250 Per Admission | ||
| Non-PPO Providers (subject to deductible) |
70% of Allowance | Hospital Outpatient Surgery Co-pay |
$100 | ||
| Other Providers & Services (subject to deductible) 70% of Allowance | 70% of Allowance | Emergency Room Co-pay | $50 | ||
| Non-PPO Hospital Inpatient (per admission deductible) |
$300 | ||||
| Prescription Drugs | $15 Generic | Prescription Drugs | $15 Generic | ||
| (not subject to deductible or coinsurance) | $30 Preferred Brand | $30 Preferred Brand | |||
| $50 Non-Preferred Brand | $50 Non-Preferred Brand | ||||
| Mail Order (90 day supply) | $30 Generic | Mail Order (90 day supply) | $30 Generic | ||
| $60 Preferred Brand | $60 Preferred Brand | ||||
| $100 Non-Preferred |
$100 Non-Preferred |
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| Allergy Injections (in PPO provider office) |
$5 | Allergy Injections (in provider office) |
$5 | ||
| Independent Clinical Lab (not subject to deductible) |
80% PPO or 70% non-PPO | ||||
| Skilled
(per calendar year) |
60 | Skilled
|
90 | ||
| Home Health Care Maximum (per calendar year) |
$5,000 | Home Health Care Co-pay | $0 | ||
| Hospice Lifetime Maximum | $10,000 | Hospice Inpatient Care Co-pay | $0 | ||
| Preventive Care (not subject to deductible) |
$250 Annual Maximum | ||||
| OB/GYN - Self-referral (annual GYN exam only) | 1 Annual | ||||
| Dermatologist - Self-referral | 5 Annual | ||||
| Mammograms (no deductible or coinsurance) | 1 per calendar year | Mammograms | 1 per calendar year | ||
| Mental & Nervous Maximum (per calendar year) |
30 Inpatient days/ | Mental Health Maximum (per calendar year) |
30 Inpatient days/ | ||
| 20 Outpatient visits | 20 Outpatient visits | ||||
| Rehabilitation Maximum | $5,000 Annually | ||||
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PLAN C - HOSPITAL INDEMNITY, DENTAL & VISION This option is designed as an alternative for employees with other adequate health insurance. The program includes employee only coverage for HOSPITAL INDEMNITY, DENTAL and VISION. To enroll in the vision & HIP portion of this plan, please complete a BCBS Universal Individual Application for Group Insurance/Membership form and mark “C” in the appropriate box. To enroll in the dental portion of this plan, please complete an FCL Employee Application for Group Dental Insurance for dental. |
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| HOSPITAL INDEMNITY PLAN – (Administered by
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| DENTAL – (Administered by
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| VISION | |||||
| Maximum Payment for Complete Exam | $20 | ||||
| Maximum Payment for Each Lens: | |||||
| Single Vision Rx | $20 | ||||
| Bifocal Rx | $30 | ||||
| Trifocal Rx | $40 | ||||
| Maximum Payment for Frames | $20 | ||||
| Maximum Payment for Contacts (elected) | $75 | ||||
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| COST FOR HEALTH INSURANCE
- 2008 |
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Plan A BlueOptions (PPO) |
Employee cost |
Plan B BlueCare (HMO) |
Employee cost |
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| Employee Only (College Pays $425.00) | $ 0.00 | Employee Only (College Pays $452.00) | $ 0.00 | ||||||
| Spouse | $ 406.00 | Spouse | $ 430.00 | ||||||
| Child/Children (1-2) | $ 237.00 | Child/Children (1-2) |
$ 252.00 | ||||||
| Children (3-4) |
$ 383.00 | Family (Spouse & Children- 3 or more) | $ 730.00 | ||||||
| Family (Spouse & Child/Children or 5+ Children) | $ 643.00 | ||||||||
| Plan C Hospital Indemnity, Dental & Vision | Employee cost per Month: | ||||||||
| Only for Employee with alternative health insurance | |||||||||
| Employee Only (College Pays $100.00) | $0.00 | ||||||||
| New employees are covered on the 1st of the month following a minimum of 30 days of employment. Changes in coverage may be made during open enrollment which is routinely held annually the last two weeks in October, with elections effective beginning January 1 of the following year. | |||||||||
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